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Discover Consumer Bank - Online Banking, Credit Cards & Loans Action required: Updateof the Discover website, please turn JavaScript on. If JavaScript is disabled, some of the functionality on our website will not work, such as the display of rates and APRs. Menu All Products Help and Resources Card Help Center Card Smarts Banking Help Center Home Loans Help Center Student Loans Help Personal Loans Help Gift Card Help Search Search Discover When autocomplete results are available use up and down arrows to review and enter to select. Touch device users, explore by touch or with swipe gestures. 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Student Loans Home Loans Credit Cards Online Banking Personal Loans Real people, real service, any time Everyone can talk to a real person from our customer service team, any time, day or night Learn More 5% cash back with your Discover credit card Earn 5% Cashback Bonus ® at Gas Stations & EV Charging, Home Improvement Stores, and Public Transit, Apr 1–Jun 30, on up to $1,500 in purchases, when you activate. Learn More Free benefits that just make sense Take full advantage of your Discover Card and explore your benefits. Security, financial insights, customer service and more. Explore Benefits Fast and easy checkout Tapping your contactless Discover® Card at checkout is a fast, easy way to pay that is just as secure as inserting your chip. See How Easy credit card preapproval check Find out if you’re preapproved for a Discover ® card with no impact to your credit to check. Check if you’re pre approved Credit cards with great rewards See Credit Card Offers Making Your Finances Work Harder For You What credit card do I qualify for How to recover from scams 9 Good Money Habits to Develop Paying off student loans vs. saving money: which takes priority? How Home Equity Can Help Pay Off Debt Read more articles We can help you get serious about saving Tell us a bit about your goals and our savings calculator will show you how to get there faster. Calculate Savings We’ve got your financial needs covered Products Credit Card Discover credit cards are built to give you great rewards and the service you deserve, from our flagship cash back credit cards to our flexible travel credit card . Compare credit cards to find which offer is right for you. Use our interest calculator to estimate your monthly payment. Build a Credit History Explore our Secured credit card to help build your credit history. If you’re a student, start building a credit history in college and enjoy cash back with Discover Student credit cards . Compare credit cards to find which is right for you. Cashback Checking Other banks charge for checking but we reward you. Check out our online checking account with no monthly fees or balance requirements. Open a checking account today. Savings Accounts Open a high-interest, no-monthly fee online savings account . Learn more about online savings or see how a savings account calculator can help you reach your financial goals. Certificates of Deposit Learn more about how CDs grow savings safely, or open a CD account today and lock in a great rate with terms ranging from 3 months to 10 years. Balance Transfers Making a balance transfer is a great way to save money on higher interest debt. See all the ways we can help you achieve your debt consolidation goals . Personal Loans A personal loan from Discover of up to $40k can help you consolidate higher-interest debt or afford a large purchase. $0 origination fees, a fixed monthly payment and no prepayment penalty. Estimate your payments today with our personal loan calculator. Home Loans With loan amounts from $35,000 to $300,000, and no cash required at closing, a home equity loan or a mortgage refinance from Discover is a simple way to consolidate debt, make home improvements, cover college costs, and pay for other major expenses. Use our rate and payment calculator to estimate your monthly payment. Student Loans Discover is no longer accepting new student loan applications. Applications received on or before January 31, 2024, 11:59 pm CT will be processed as usual. Login to manage your student loan(s). 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